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So, I'm going to get my car tomorrow. I decided to get up super early this morning (okay, 11am is early for me) and get my car insured and tagged before work.

Here's how that went:

EARLIER

  • I did a bunch of research about a week ago and found that geico was the cheapest, but progressive was the cheapest for the ones I could go to in person because according to my dad I needed an insurance binder for my tag and online insurance applications didn't give you one.

  • So, a few days ago I looked at progressive's website and found all the insurance places that actually sold auto insurance in my city. They were all within 2 miles of my house, which is good because I don't have a car.

    TODAY

  • Walked to the first one. It had closed down permanently. There was a note on the door telling me to go to their new office. Forty miles away.

  • Walked to the second one. They were on their hour-long lunch break.

  • Walked to the third one. The door was closed, wouldn't open, there was no one inside even after I knocked.

  • Went back to the second one and waited until the lunch break was done.

  • Went in and they pulled up a quote -- which was twice as much as what progressive had quoted me for online due to the agency not wanting to give the state minimum, administration fees, and other bs. I would have paid it anyway, but their down payment was insanely high, and I wouldn't have been able to afford both it and the tag with how little I have in my bank.

  • They told me to apply online again or call someone and have them set it up that way, and they'd maybe be able to fax me a binder. That made me think "hey this is the 21st century, can probably do that with geico too".

  • So applied online for geico, got the binder saved on my computer.

  • Asked my neighbor if I could borrow their printer. They said sure, so I hooked everything up. But it wouldn't print. I mean it would make a lot of noise and pull the paper through slowly, but it would stay a blank piece of paper.

  • So, I walked to the library.

  • Printed the binder, but it took 15c to print it out. I didn't have any cash, the closest ATM was several miles away. I pleaded with the librarian though and she just gave me 15c.

  • Walked to the tag office. Had everything I need, and then when they asked me for the phone number to my bank card, I forgot. Like, this is a number I put on billing statements all the time, but for the life of me today I couldn't remember the second three digits of it. So I guessed.

    idk if I was right, but it seems to have gone through anyway, and today was a success.

    Still had time to walk home, take a shower and eat before work, though I did literally spend 5 hours today walking to and from all these different places.

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    There are 7 Replies

    Asked my neighbor if I could borrow their printer. They said sure, so I hooked everything up. But it wouldn't print. I mean it would make a lot of noise and pull the paper through slowly, but it would stay a blank piece of paper.


    "We never use this printer, so we know there's plenty of ink." Happened to me, bro.

    Printed the binder, but it took 15c to print it out. I didn't have any cash, the closest ATM was several miles away. I pleaded with the librarian though and she just gave me 15c


    Someday, you need to give her a dollar.

    Walked to the tag office. Had everything I need, and then when they asked me for the phone number to my bank card, I forgot. Like, this is a number I put on billing statements all the time, but for the life of me today I couldn't remember the second three digits of it. So I guessed.

    idk if I was right, but it seems to have gone through anyway, and today was a success.


    Do they know that you guessed?

    Posted November 4th by Kohlrak
    Kohlrak

    Sucks not having a car in America for the vast majority of cities. I don't drive, so when I go back I'm always reminded of it. In Chinese cities, buses, subway, taxis are everywhere and cheap.

    At least you got more exercise than most people do, though.

    Posted November 4th by Agis
    Agis
     

    "We never use this printer, so we know there's plenty of ink." Happened to me, bro.

    Yeah usually printers tell you they're out of ink though.

    Do they know that you guessed?

    It ended up not mattering.

    I went into ketosis about five hours ago, and sure enough now I can remember it was 334 and not 855.

    Sucks not having a car in America for the vast majority of cities. I don't drive, so when I go back I'm always reminded of it.

    Yeah it does. Metro-atlanta you at least have a bus line (even if it's completely terrible compared to, say, BART). Elsewhere you're just fucked. Half the time there aren't sidewalks either and the grass on the side of the road grows four feet tall.

    At least you got more exercise than most people do, though.

    Yeah I plan on keeping this up as long as I'm conveniently close to stores and not in any kind of hurry. Took a lot of work to get this level of adapted to walking everywhere.

    Just out of curiosity, why don't you drive?


    Posted November 4th by Xhin
    Xhin
     

    Yeah usually printers tell you they're out of ink though.


    Only if it's out, not if it's dry, since ink level reporting relies on the cartridge keeping track. Cartridges don't keep track of ink dryup.



    Posted November 4th by Kohlrak
    Kohlrak

    When I was in high school I didn't really need to or want to; I was a real loser homebody. I went through driver's training but was too lazy to rack up the hours for my driver's permit.

    When I was 18 I moved to American Samoa where I definitely didn't need it, then Hawaii after that which had a pretty good bus system (as well as safe hitch hiking), then in China public transport is very well developed, and most cities are super bike friendly.

    It does suck to not have it though and be way, way out of practice. Once I make a move to come back to the US permanently I'll probably have to get a license, but I can't imagine not living in a city that's not bike-friendly or lacking a subway/good bus system.

    Posted November 4th by Agis
    Agis
     

    I couldn't remember the second three digits of it. So I guessed.


    I did this with my social for my phone carrier a few years ago and had my phone service shut off for a month. I had to send in a lot of documents that I didn't have with me to get it back on.

    Posted November 4th by Vandy
    Vandy

    Process...process is painful when it goes sideways.

    Regardless, you got everything taken care of, and you can always contact the Insurance Agency and change it later.

    I learned the same kind of thing you did just elsewhere. There's a point where I don't rely on sites and quotes done online as they seem to omit the little bits and details and sometimes set the wrong expectations.

    Posted November 5th by Forte Lambardi
    Forte Lambardi
    Reply to: Xhin successfully adults, despite a mountain of obstacles

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