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Acorns
Posted: Posted June 22nd
Edited June 22nd by Ghowilo

Does anyone else use this app? I'm setting mine up today. It links with your checking account with your bank. So far, I'm content with their security and do not feel like my information is at risk. What it does is every time you use your debit card, it rounds up to the nearest dollar and uses the change for microinvestments. After a while, it adds up. If you get up to $500 you can make $1 million after 20 years.

Everything I touch turns to $$$
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There are 8 Replies

No but I do use Wealthfront, a robo-invester. I like seeing my money go up over time. :D

Posted June 22nd by Vandy
Vandy

I'm checking out Acorns on your suggestions, but it looks like other services like Betterment or Wealthfront are better. The $1 per month fee for Acorns really kills the already tiny amount of profit you'd probably get from it.

Posted June 22nd by nullfather
nullfather

Wealthfront is free to use until you hit $10,000 and then they charge %0.25 your funds annually. I think you can raise the "free cap" by $5,000 with referrals too.

Posted June 22nd by Vandy
Vandy

I guess it's better for me since I'm a student. I can invest for free.

Posted June 22nd by Ghowilo
Ghowilo

If you do decide to go with Acorns, please use my referral link. Both of us will get $5 if you do. https://acorns.com/invite/SQGJ8B

Posted June 22nd by Ghowilo
Ghowilo

There's also a bunch of exit and transferral fees that I don't like. I don't think I'll be checking this out.

I'd rather just buy precious metals and keep them in my house.

Posted June 22nd by nullfather
nullfather

I was just on their "Fees" page and saw nothing about exit or transferral fees. Just the $1/month or .25% for accounts over $5000. Do you have a link?

Posted June 22nd by Ghowilo
Ghowilo

To advertise a bit more, because I want y'all to use my link. For every dollar, I'm putting 15 cents into Large Company Stocks like Apple, Exxon Mobile, Microsoft, and General Electric. 25 cents in Corporate Bonds with Verizon, JP Morgan, Goldman Sacchs, and AT&T. 15 cents in Small Company Stocks, 5 cents in Real Estate Stocks, 35 cents in Government Bonds, and 5 cents in International Large Company Stocks.

Posted June 22nd by Ghowilo
Ghowilo
Reply to: Acorns

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